Retirement Income and Taxes in Retirement

What You Will Learn

• How to plan for retirement, including timing, lifestyle, and estimating the income you'll need, factoring in healthcare, taxes, and inflation
• Strategies for supplementing fixed income sources like Social Security and pensions with your retirement savings, including withdrawal rates and account sequencing
• The impact of the marginal tax system on retirement and how it affects your income
• How to navigate taxes on Social Security, IRA distributions, capital gains, dividends, and Medicare premiums
• The nine pieces of the tax system and the difference between deductions, exemptions, and credits
• Effective tools for controlling tax liabilities in retirement, including tax-advantaged accounts and strategies for minimizing taxes on withdrawals.

• Tuition Includes

• Workshop workbook and handouts
• Complimentary personal strategy session
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• TUITION FUNDRAISING ALLOCATION: 

  By attending this class, you are supporting our efforts to give back to our local community. Proceeds are donated to the Chapter President’s charity of choice.  We thank you for your support!

  AS AN ADDED BONUS FOR ATTENDING THIS WORKSHOP

  All course attendees will automatically receive a COMPLIMENTARY Membership to the American Financial Education Alliance (AFEA) where you will gain 24/7 access to the following:

• A Personal Dashboard: multiple financial tools at your fingertips
• Personal Calendar: schedule of upcoming AFEA events & classes
• 32 Financial Calculators: Social Security benefits estimator, Roth IRA calculator, 15/30 year mortgage comparison calculator, home budget calculator and many more
• Training Videos: AFEA On-Demand brings you financial training videos that you can watch at your leisure, reinforcing the topics and strategies taught in the class
• Free Personal Financial Coaching: direct access to a Personal Financial Coach via Direct Messaging for financial questions and concerns
• AFEA’s E-newsletter: up-to-date financial news, tips and advice to keep you on the road to financial success
• Free Downloads of Popular Periodicals & Reports:
  • Earnst & Young LLP: Retirement Vulnerability of New Retirees
  • Rex Voegtlin: The Top Social Security Misconceptions
  • The Wharton School of Business: Retirement Security and the Financial and Economic Crisis
  • Putnam Institute: Optimal Asset Allocation in Retirement
  • Center for Retirement Research as Boston College: The Social Security Claiming Guide

• Who Should Attend

• Individuals and couples 60 and up wanting to gain more knowledge and training to help maximize their Social Security benefits
• People who simply want to better understand how to file for Social Security

• Information and Legal Disclosure about AFEA

  AFEA, The American Financial Education Alliance, is recognized by the IRS as a 501(c)(3) non-profit charitable organization that provides educational workshops and classes in businesses and universities nationwide. Our Instructors are licensed and trained financial professionals with a minimum of five (5) years of real world experience in their field. They have been required to pass a series of training sessions on how to properly educate in a not for profit setting before becoming a Personal Financial Coach and Instructor with AFEA. AFEA courses and workshops do not promote or endorse any specific products or companies and no selling is allowed. AFEA educational workshops and courses are for general education only and are not intended to be construed as Investment, Tax, Legal or Financial Advice. Attendees should seek the assistance of a professional familiar with the course prior to implementing any of the ideas and strategies taught or discussed in the course.

  Hypothetical and/or actual historical returns contained in this presentation are for informational purposes only and are not intended to be an offer, solicitation, or recommendation. Rates of return are not guaranteed and are for illustrative purposes only.

  Projected rates do not reflect the actual or expected performance within any example or financial product. Past performance does not guarantee future results.

  This workshop is strictly informational; no products will be sold or endorsed at the class. The American Financial Education Alliance (AFEA) is not associated with the Social Security Administration or any other government agency.