Available courses



This _____________ hour educational mini course will serve as your welcome and initial orientation as an instructor with AFEA.  WELCOME! Laural Cipperly, your Compliance and Onboarding Coordinator, will give you an overview of the CORE program, What to Expect in the classroom and the best practices (Do's and Don'ts) as an AFEA Representative and Instructor.  This course will remove all of the confusion about the different parts of AFEA, establish key personnel and provide a clear explanation of our scheduling process start to finish.

You must complete CORE Training and pass the accompanying assessments before you can move on to COO Instructor training.

After completion all 3 Onboarding Activities (CORE, COO, and BizOps), please schedule an appointment with Tia Johnson to complete phone training. https://tia1.youcanbook.me/


--- If any issues arise during training, you can contact Laural Cipperly (lcipperly@myafea.org), the Onboarding Coordinator and your contact for any new questions/comments/concerns related to the Compliance, Background Checks, Billing, and  General Membership . ---






Welcome to the video training series for BizOps, AFEA’s outreach service to businesses, churches, and organizations in your local community. This video series will walk you through what it takes to become BizOps certified. After each of these videos, there is an assessment that is required to move forward.


You must complete all BizOps modules and pass the accompanying assessments before you can receive your BizOps Welcome Packet, access to BizOps marketing materials and start reaching out to businesses.


After completion all 3 Onboarding Activities (CORE, COO, and BizOps), please schedule an appointment with Tia Johnson to complete phone training. https://tia1.youcanbook.me/


--- If any issues arise during training, you can contact Tia Johnson(tjohnson@myafea.org), the Business Operation Manager and your contact for any new questions/comments/concerns related to the Biz Ops Program. ---


As you near retirement, one of the biggest financial decisions you'll need to make is when to begin receiving your Social Security retirement benefits. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it's important to take the time to explore your options and make an informed, well-reasoned decision.





This one and a half hour educational mini course will teach you everything you need to know about Medicare and how to determine the best options for your current situation. This course will remove all of the confusion about the different parts of Medicare, what it covers and does not cover, and clearly explain the upcoming changes to Medicare and how they will affect you. Whether you are currently on Medicare or about to begin your benefits, this course will provide you with valuable information you need to know. 

What You Will Learn 

 Get the facts about what Medicare does and does not cover 

 Learn the differences between parts A, B, C, and D 

 Understand the costs for each part 

 Which Medicare supplement is right for you? 

 Know the difference between Medicare and Medicaid 

 Medicare Advantage plans explained 

 Latest changes to Medicare and Social Security and how they affect your benefits


As you near retirement, one of the biggest financial decisions you'll need to make is when to begin receiving your Social Security retirement benefits. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it's important to take the time to explore your options and make an informed, well-reasoned decision. This two-hour course offers real-world strategies and methods designed for those ages 60 and up who are preparing for retirement or are in the early stages of retirement and planning on filing for their Social Security benefits. This course is designed to take the confusion out of the many different options available to begin receiving Social Security income and help you determine which option is best for you. Whether you are married or single upon completion you will know how to properly file for your Social Security benefits as well as how to choose the best filing option for your circumstances. You will also learn how income from other sources will affect the amount you are able to receive from Social Security and the tax implications involved. 

What You Will Learn 

How to properly file for Social Security benefits 

 How to maximize the amount you are eligible for 

 How to avoid the most common mistakes people make when claiming their benefits 

 How to optimize your assets to minimize or avoid paying taxes on your Social Security benefits 

 How much income you can make and still draw Social Security 

 How Social Security is taxed 

 How to file and suspend  How to claim spousal benefit even if divorced



Retirement income planning is the process of understanding how much income you’ll need during your retirement years to support the retirement lifestyle you want, and positioning your assets to provide that income. While there’s no such thing as a “one size fits all” plan, there are steps you can take to maximize the possibility of a financially secure retirement.

What You Will Learn

 How to plan for when your retirement will start, (including the impact of early retirement, delayed retirement, and working in retirement), how long it will last, and the retirement lifestyle you want

 Steps to estimate the amount of money you'll need in retirement to meet your goals, factoring in health-care costs, taxes, and inflation

 How to supplement fixed income sources such as Social Security and an employer pension with your retirement savings, including the products and investment strategies you should consider, a sustainable withdrawal rate, and the best order to tap various accounts



Most of us imagine retirement as a happy time, a reward for a lifetime of hard work, full of possibility and potential. We have good reason to see retirement in a positive light. Americans are living longer, healthier lives than ever before. In fact, for some of us, retirement will make up a full third of our lives. Of course, this means that our retirement assets will have to do more for us over a longer period of time. This makes planning for our retirement essential.

What You Will Learn

 How to put together a retirement road map

 Factors that influence when you should retire and how long your retirement could last

 How to "crunch the numbers" by estimating your retirement expenses and retirement income, while factoring in inflation and taxes

 How to use tax-advantaged savings vehicles like IRAs and 401(k)s



This two-hour course offers real world strategies and methods designed for those who are preparing for retirement or are in the early stages of retirement and looking for ways to reduce or even eliminate taxes owed from income. This course is designed to take the confusion out of retirement planning and empower you to understand your finances and design a plan based on sound principles and safe practices. This course will show you how to properly allocate your assets using IRS Guidelines to reduce or eliminate taxes on your income. Upon completion, you will know how to properly allocate your assets, accurately devise a plan for a Tax-Free income that will last throughout your retirement, and how to take advantage of little-known investment vehicles that will help you both achieve your tax-free retirement goals and leave a legacy to your loved ones as well. 

What You Will Learn 

 How to establish retirement goals and objectives based on your risk tolerance 

 Identifying the IRA Ticking Time Bomb 

 How to optimize your asset allocation to minimize risk of loss 

 Why paying off your mortgage early might be a bad idea