Greetings to our current and prospective Chapter Members and welcome to the American Financial Education Alliance (AFEA) chapter website for North East, OH #4843!

As an IRS approved, 501(c)(3) NonProfit Organization, our mission is to empower Americans to take control of their finances by providing local communities with objective financial education. It is our pleasure to educate our local communities and share how AFEA works to provide all Americans the education and experience they need to enhance their financial understanding and management.

AFEA specializes in providing high-level financial education classes and events at establishments of all types:

Libraries  ♦  Universities, Colleges, Junior Colleges  ♦  Businesses  ♦  Nonprofit and Fundraising Organizations

Class offerings include:

A Guide to 401k Rollovers  ♦ The ABCD’s of Medicare ♦  Advanced Estate Planning ♦ An Introduction to Annuities  ♦ Business Continuation Planning ♦ College Planning ♦ The Essentials of Estate Planning  ♦ Financial Planning Basics ♦ Investing for Women ♦ IRAs, Annuities, and Other Sources of Retirement Income  ♦ Living a Tax-Free Retirement ♦ Most Common Financial Mistakes ♦ Myths and Facts About Annuities ♦ Planning for Long-Term Care  ♦ Retirement Basics ♦ Retirement Income Planning ♦ Roth IRA Conversions ♦ Safe Money Principles of Retirement Planning ♦ Social Security Benefit Options  ♦ Special Needs Planning ♦ Understanding Your IRA ♦ Understanding Your Roth IRA ♦ Variable Annuities ♦ Women and Money ♦ Your Employee-Sponsored Retirement Plan

We invite you to attend our local workshops and become an active member by participating in our educational events throughout the community.

Thank you for visiting your local Chapter’s website; we look forward to seeing you in a class soon!

Todd G. Civiello has represented the Retirement Planning Industry with the highest level of professionalism with over 20 years of experience. Throughout his time in the business, Todd has shown his ability to use in-depth studies and accomplishments to offer clientele an unparalleled level of service and support in their planning endeavors. Todd uses his multiple professional skills to create opportunities and options along with the utilization proven strategies to meet financial and planning objectives and satisfy client needs with speed and accuracy.

Mr. Civiello educates over 3,000 students and prospective clients annually. He generally focuses his time providing specific trainings and seminars to those seeking information and assistance in the retirement planning, financial, insurance, and government benefits areas of the industry. Working with Attorneys, CPAs, Insurance Agents and Investment Advisors among others, Todd utilizes professional relationships and coordination of strategies to ensure a proper education and planning. Making sure to stay ahead of the curve, he also participates annually in over 100 hours of continuing education training, compliance and suitability training, and industry specific updates. Educating people is his number one priority as “Great education leads to understanding, Understanding leads to planning, Planning yields options”!

Todd works with Affinity Advisory Network, LLC to bring new and innovative possibilities to his current client base while facilitating new relationships through a multi-disciplinary approach to service and planning. The addition of the highly skilled and recognized staff and partners at Affinity bring Todd and his business to the next level of Financial Service Providers. 

Graduating from the University of Toledo, earning Bachelor’s Degrees in Entrepreneurship and Professional Sales with minors in Marketing and Management. He holds various licenses and appointments in a number of related fields. These licenses include his Life and Health Insurance License, Property Insurance License, as well as an Ohio Real Estate License. Todd also has extensive training and education with respect to Retirement Planning, Social Security, Medicare, Long Term Care Needs and Insurance solutions, and in-depth Ethics and Suitability Training and Senior Market Planning. Along with these licenses and certifications, Todd is also licensed in a number of other states around the country.

Todd and his wife Amber reside in Massillon, OH with their two children.   His current passions include working with their church and school to improve educational opportunities for children, volunteering to support school programs and events, and coaching various youth sports and activities.