Red Bank, NJ #4403 Chapter Directors

Greg graduated cum laude from the Fairfield University Honors Program with a B.S. in Finance and Accounting. He began his career in the financial services industry in 2005. Prior to joining his current advisory group in 2012, Greg worked at UBS Investment Bank as a trader on the fixed income desk.

In 2010, he completed the third level of the CFA program and currently holds the Chartered Financial Analyst (CFA) designation. The CFA Program is a globally recognized, graduate level curriculum that provides a strong foundation of real-world investment analysis and portfolio management skills along with the practical knowledge needed in today’s investment industry.

 As a CFA charter holder, Greg has pledged to adhere to its code of ethics and professional conduct standards. He is a member of the New York Society of Security Analysts (NYSSA). He also holds FINRA licenses 7 and 63 as well as licenses for life and health insurance.

Greg is a Certified Financial Planner (CFP), is certified in Long-Term Care (CLTC), and holds the NSSA (National Social Security Advisor) designation.

Greg resides in Colts Neck, New Jersey with his wife, Brenna. Outside of his professional efforts he enjoys golf, tennis, reading, and travel.

Since 2011, Jeffrey Costello CFF®, NSSA® has been passionate about helping educate clients on personal finance and retirement planning strategies. He provides comprehensive financial planning strategies to pre-retirees and retired individuals, helping them achieve total wealth optimization and a reliable income source in retirement. Outside of helping individuals and families plan for their financial future, Jeffrey assists businesses with their employee benefit offerings.

Jeffrey's professional licenses include a Series 6, 65, and 63 Securities license and a Life and Health Insurance license. He also holds the Certified Financial Fiduciary® (CFF®) and is a member of National Association of Certified Financial Fiduciaries® (NCAFF®). He also holds the NSSA® (National Social Security Advisor) designation which is earned by the top advisors specializing in Social Security benefit planning.

Jeffrey and his wife, Kari, reside in central New Jersey with their daughter, Madison. Jeffrey credits his early success to his two hardworking, loving, blue collar parents who helped instill his hard work ethic, determination to succeed, and love for helping others. Outside of spending time with clients and his family, Jeffrey enjoys an active lifestyle in playing in competitive softball leagues, snowboarding, participating in Crossfit, golfing, riding his Motorcycle, and searching for the best slice of pizza in the Tri-state area.

Stephen has spent time working in the financial services industry since 2005 with one goal in mind – to share his knowledge of comprehensive financial planning strategies to help educate individuals, families and business owners on these strategies to achieve financial success. 

He believes he has the professional, moral, and ethical responsibility to educate with transparency throughout every step of his process. He also continues to educate himself so he can ensure he can stay at the forefront of financial planning. 

Stephen’s professional licenses include a Series 7 and 66 Securities license, a Series 79 license, and a Life and Health Insurance license. He also holds the Certified Financial Fiduciary® (CFF®), the National Social Security Advisor® (NSSA®), and the Certified Family Business Specialist (CFBS) designation, and is a member of National Association of Certified Financial Fiduciaries® (NCAFF®). 

The CFF® designates that certificates have successfully completed a rigorous certification and training process established by The National Association of Certified Financial Fiduciaries, and who agree to uphold high moral, ethical and fiduciary standards of service when providing advice to potential or existing clients. The program educates professional advisors about the laws, rules and regulations that determine when the individual is acting as a fiduciary. 

The NSSA® designation is a nationally recognized standard of competent and ethical Social Security planning. It designates that certificates are able to provide thoughtful and strategic advice regarding the maximization of Social Security benefits for individuals and couples, to improve their financial security during retirement years. It is the only ACCREDITED Social Security Certificate program in the nation. 

The CFBS designation educates financial professionals to help: understand the emotional issues confronted by owners contemplating a transition of their business, identify financial issues regarding succession planning, recognize tax and financial considerations regarding transitioning the business, and offer benefit plans to help attract and retain top talent. It provides a greater understanding of the financial needs of family business owners and gives its designees the ability to educate business owners on the importance of business succession and retirement planning and guide them towards achieving their goals. 

Stephen provides his clients with accurate, appropriate, and conflict free advice. He is dedicated to helping his clients solve their financial needs. His experience and familiarity with multiple strategies and techniques within the areas of investment, insurance, tax and estate planning enables Stephen to provide efficient, customized strategies that solve the financial objectives for each of his clients and their families. 

Being the son of 2 dedicated, passionate teachers (2 math teachers nonetheless), Stephen learned at an early age that knowledge is power. His desire to help and his educational approach that he takes with his clients is a direct result of the values his parents raised him with. His mission is to use those same values to share the right strategies that will help people secure their financial independence. 

Stephen graduated from the University of Massachusetts, Amherst’s Isenberg School of Management in 2005. He enjoys skiing, learning (trying) to surf, staying active, reading and hanging with friends and family. He lives in New Jersey with his wife Melissa and has been married since July 2011. 

And, no, if you are wondering, math is and was not his favorite subject!