Loveland, CO #643 Chapter Directors

Gary Hansen has been in the financial services industry since 1980 and has served thousands of customers across the western United States.

Gary has hosted and appeared as a guest speaker on several radio shows, and has been featured in various newspaper and magazine articles over the years. He is dedicated to continually furthering his expertise by regularly attending training sessions around the country with some of the nation’s top financial experts and Social Security advisors. Gary is an NSSA Certified Social Security Advisor.

When not working, Gary enjoys spending time with his family – his wife of over 40 years, and his 7 children and 16 grandchildren (and counting). He is an avid racquetball player but also enjoys cycling, golfing, and Taekwon-Do. Gary also spends many hours each week in charitable activities – volunteering for his church, spending time in the local schools educating young people about financial literacy, and (probably his favorite) driving John Deere tractors on a welfare farm in Greeley.

Gary’s personal motto is two-fold:

1. Always tell the truth, even when it hurts, and
2. Always do what is in his client’s best interest.

Dana has been a licensed agent since 2002 with a focus on serving the Northern Colorado Medicare Population with their insurance needs for both Medicare Advantage, Supplements and Prescription Drug plans. He has been recognized multiple times as a top producer and previously served as part of the UnitedHealth Care ICA council, and is currently part of the AARP Services, Inc. [ASI] / UnitedHealthcare Agent Advisory Council. Dana, is married for over 20 years. He & his family live in Fort Collins and spends time off walking his 2 golden retrievers, biking and enjoying the outdoors both during summer and winter

Renatta is a Colorado native, grew up in Arvada, and went to school in the North Denver area. She spent 12 years in the banking industry- working her way up from a part-time teller to a Bank Manager. Renatta left the banking world and entered the Mortgage Industry in 2000 as a Loan Officer. She later spent a few years working in the advertising/marketing arena within the Real Estate World. Her time in advertising confirmed that her true passion was helping clients obtain mortgage financing. Having experience with Reverse Mortgages within her own family and seeing the positive impact it has had for many her clients –Her true mission is to get the word out about Reverse Mortgage and clarify many of the myths and misconceptions people have regarding it- it is truly an important tool to be utilized in retirement planning.

Renatta and her husband, Tony, have been married for over 30 years and reside in Broomfield where they raised their three boys. They now enjoy watching their granddaughters whenever they can. They enjoy sports and traveling and especially throughout Colorado.

A financial services professional with more than a decade in the industry, Josh Cumrine founded Cumrine Wealth in Loveland, Colorado, in 2009 and has guided many retirees in developing sustainable financial strategies to help them live their desired lifestyle throughout their golden years.

Early on in his life, Josh had a passion for three things: baseball, numbers and helping people. He soon realized one of those three passions was not going to be a career option, and so he joined a financial firm in 2003. There, he gained valuable experience, but he also realized areas where he could better help his clients as an independent financial advisor.

As an Retirement Income Certified Professional and Investment Advisor Representative, Josh honors his fiduciary responsibility by putting his clients' needs and goals first. He takes select families through a process that helps them understand what their new, well-devised strategy accomplishes, and how it will ultimately benefit them. In turn, this helps address concerns or confusion they may have. 

Josh is experienced in creating and tailoring innovative financial strategies, using a mix of investments and insurance products, all designed with the retiree in mind. He holds his life insurance license in Colorado, as well as his Series 65 securities license.

Josh's knowledge of retirement income planning, investment planning and legacy planning has been featured in prominent news outlets, including Fortune Magazine. He is also the best- selling co-author of “Victory.”

As a student of Brigham Young University, he studied economics and political science, Josh now resides in Windsor with his wife and three sons. He is an avid softball and racquetball player as well as a CrossFit and wake-boarding enthusiast. He also enjoys spending time with his family outdoors, and he is very active in his church and community.

Advisory services offered through Cumrine Wealth Management, LLC, a Colorado Registered Investment Advisor.