David financially engineers the design of life insurance products for maximum tax-free Internal Rates of Return (IRR) not normally seen in this low risk asset class. David represents clients, acting as a fiduciary, negotiating life insurance contracts for maximum client advantage. A common theme is, You Make Money On The Buy. This is especially true with the purchase of life insurance contracts. David's team negotiates all aspects of health ratings, design and returns to ensure the highest IRR's possible. David is the former host of the TV show"Money Talk", Chairman or President of two publicly traded companies and author of the paradigm shattering book titled, "The Secret Asset" (www.thesecretasset.com). David’s uncanny ability to deliver compelling IRR tax free returns that maximize the premium/profit ratio has captured the attention and respect of entrepreneurs, CEOs, and professionals looking for a professional at the highest level. David is actively involved in the life insurance business leveraging his relationships and experience over 30 years through Westview Financial Group. Interested in learning more about retail versus wholesale pricing, expand your estate, add to a diversified portfolio, business or to multiply charitable gifts you can reach David here: david@thesecretasset.com or 619-921-6560. David is also available for consulting, speaking engagements and media appearances on a selective basis.